Fincanva Terms and Conditions Addendum

1. General Disclosure

Fincanva is an educational platform provided by Coding Wand S.r.l., designed to offer hypothetical performance analyses and simulations. All content provided by Fincanva, including both public and private sections accessible to registered and unregistered users, is intended for informational and educational purposes only and does not constitute legal, tax, or personalized financial advice. Any content that may be construed as investment advice is impersonal and not tailored to the investment needs of any specific individual. Nothing on the platform should be interpreted as a solicitation, offer, or recommendation to buy or sell any security or financial instrument.

2. Services Provided

Fincanva offers a range of services including financial analysis, investment simulations, market screening, and portfolio risk assessments. The platform provides guidance on portfolio diversification and risk management based on general market trends, economic conditions, and complex mathematical and financial models. Please note that Fincanva does not accept or handle users’ funds for investment purposes. The platform is strictly for educational and illustrative use, and all activities conducted on Fincanva are hypothetical in nature. Users should not rely solely on the information provided by Fincanva for making investment decisions.

3. Educational Purpose and No Personalized Advice

The tools and features available on Fincanva are for educational and illustrative purposes only. They are intended to help users understand potential investment scenarios through hypothetical analyses and simulations. The platform does not replace professional financial advice, and any outputs should not be considered personalized recommendations.

4. Consultation with Professionals

Users are strongly encouraged to consult with qualified financial, legal, or tax professionals regarding their specific circumstances before making any investment decisions. The information and tools provided by Fincanva are not a substitute for professional advice and may not consider all factors relevant to an individual’s financial situation.

5. Past Performance and Simulations

Any past performance data or simulated results presented on Fincanva are not reliable indicators of future results. The simulations and analyses are based on historical data and hypothetical models, which may not account for all real-world factors affecting actual performance. Users should be aware that these results are illustrative and should not be the sole basis for investment decisions.

6. Investment Risks

All investments carry inherent risks, including the potential loss of principal. Market volatility, economic conditions, and other factors can significantly impact investment outcomes. Fincanva does not guarantee the accuracy, completeness, or timeliness of the data provided, which may be sourced from third-party suppliers. Users should exercise caution and perform independent research to understand the risks involved in any investment.

7. Interactive Tools and Limitations

Fincanva includes interactive tools and features designed to assist users in analyzing hypothetical investment scenarios. While these tools aim to provide valuable insights, they have inherent limitations, including but not limited to:

• Data Accuracy: Information presented may not always be up-to-date or accurate due to delays or errors from third-party data sources.
• Assumptions and Models: The tools rely on certain assumptions and models that may not reflect actual market conditions or user-specific circumstances.
• Hypothetical Nature: Outputs are hypothetical and may vary with each use. They should not be considered predictions or guarantees of future performance.

8. Forecasts and Forward-Looking Statements

Any forecasts or forward-looking statements provided on Fincanva are based on assumptions and models that may not materialize. Actual results may differ significantly from those projected due to unforeseen market conditions or other factors. Fincanva makes no representations or warranties regarding the accuracy of these forecasts.

9. Portfolio Analysis and Recommendations

The portfolio analyses and recommendations generated by Fincanva are intended to offer educational insights based on the information provided by the user. These analyses do not account for all factors that may be relevant to an individual’s investment decisions, such as personal financial situations, investment objectives, or risk tolerance. Users should not interpret these analyses as personalized advice and are encouraged to consult professional advisors.

10. Hypothetical Performance and Simulations

Simulations and hypothetical performance results are generated for illustrative purposes and are based on historical data and assumptions that may not hold true in the future. These results do not account for factors such as transaction costs, taxes, or changes in market conditions. Users should understand that hypothetical results are not indicative of actual future performance.

11. Accuracy of Information

While Fincanva strives to provide accurate and reliable information, it does not warrant the completeness or accuracy of any data or information displayed. The platform relies on third-party data providers, and there may be delays, omissions, or inaccuracies. Users should independently verify all information before making any decisions based on it.

12. Use of Artificial Intelligence

If applicable, Fincanva may utilize artificial intelligence (AI) and machine learning (ML) algorithms to provide certain analyses or features. While these technologies aim to enhance user experience and provide valuable insights, they have limitations and may produce unexpected or incorrect results. Users should not rely solely on AI-generated outputs and should verify information independently.

13. Tax Information Disclaimer

Any tax-related information provided by Fincanva is for illustrative purposes only and should not be considered tax advice. Tax laws are complex and subject to change. Users should consult with qualified tax professionals to understand the tax implications of any investment decisions.

14. Cost Information Disclaimer

Any cost estimates or financial projections provided by Fincanva are based on user inputs and assumptions. These estimates are for illustrative purposes only and may not accurately reflect actual costs or expenses. Users should not consider these estimates as precise or comprehensive and are advised to verify all cost information independently. Fincanva is not responsible for any discrepancies or inaccuracies in cost estimations.

15. User Responsibility

Users are responsible for their own investment decisions. By using Fincanva, users agree to exercise their own judgment and conduct independent research. The platform’s outputs should be used as one of many resources in the decision-making process.

16. Limitation of Liability

By accessing and using Fincanva, users acknowledge and agree that Coding Wand S.r.l., its affiliates, and employees shall not be held liable for any financial losses or damages arising from the use of the platform, reliance on any information provided, or any errors or omissions in the content. This includes, without limitation, any direct, indirect, incidental, or consequential damages.