What Settings → Usage tells you

How does Settings → Plan and usage work?

The page opens with two objects side by side — the plan pass, which names the plan you hold, and the ladder of the four plans on sale — and then has three sections, from top to bottom:

• What you're using — the counts your plan caps, your strategies followed Live as seats, your maximum leverage and your Fin AI suggestions.
• Your subscription — the dated sentence that says where your subscription stands, with Change plan and, in the menu beside it, Cancel plan.
• What each plan includes — the full list of plan lines, collapsed until you open it.

What you pay — the payment method, the next charge, your billing details and your invoices — is on the neighbouring page, Settings → Payments and invoices.

What do the plan pass and the ladder show?

The plan pass shows the plan you hold, in your plan's lime: the caption Your plan (On trial during a trial), the plan's bars, its name, its price, and one dated line. The name reads Starter, Advanced or Ultimate; a Free account reads Free and the line No active subscription.; a Professional subscriber reads Custom, with no bars and no price, because Professional has no entry in Fincanva's own price catalogue. The dated line is the first sentence of Your subscription below — Renews on {date}, Your trial ends on {date} or Ends on {date} — so the pass and the section cannot tell two stories. During a trial the price reads Free. What each of those sentences means: how to read your plan.

The ladder draws Free, Starter, Advanced and Ultimate as four blocks rising left to right. Each block carries how many strategies you can follow Live on that plan — 0, 1, 5 and ∞ — with the plan's name and its monthly price under it, and the caption says so: In the blocks: how many strategies you follow live on that plan. You are here sits above the plan you hold. The plan one step above yours is highlighted, and beside the ladder The next step · {plan} lists the main lines it adds, followed by how many more it adds in What each plan includes. On Ultimate there is no step above, so no offer appears and the ladder reads The highest plan: you have everything Fincanva does. A Professional subscriber, or an account whose plan could not be read, stands on no block: no You are here and no next step.

What does "What you're using" show?

"What you're using" shows a row for each count your plan really caps, with the same counter the list itself shows beside its header, and then your maximum leverage and your Fin AI suggestions. In practice:

• On Free, the capped count is saved strategies, capped at two, with a row of cells — one per unit of the ceiling, filled for each strategy you hold.
• On Starter and Advanced, it is strategies followed Live, capped at one and five, drawn as seats. Each taken seat names the strategy that holds it and is marked Live; an empty one reads Free seat. Under the seats: When every seat is taken, stop following one to follow another.
• On Ultimate and Professional there is no ceiling on following, so the seats show only the strategies you follow, and the counter says there is no limit. With none followed, the row reads No strategy is Live yet. Turn Live on from a strategy's page.

Maximum leverage shows your plan's highest leverage as {value} · your maximum, on a scale that runs from the lowest to the highest maximum any plan on sale allows. Fin AI suggestions shows what your plan allows for them. The figures for every plan are on what each plan includes.

Why saved strategies and saved screeners usually have no row: on the plans where they read "no limit", the figure behind them is a technical safety maximum of 999 that stops runaway creation. No plan raises it, because it is not a plan lever, so the page reads it as no limit and shows no row. A zero ceiling is not shown here either: following strategies Live on Free is not a count Free caps but a feature Free does not include, so Free's block on the ladder shows it as a zero, and it is listed under What each plan includes, in the plan that opens it.

Each counter reads one of a few ways, depending on where you stand:

• {held} of {allowed} — within the ceiling, for example "4 of 5" for strategies followed Live on Advanced.
• {held} of {allowed} · {beyond} set aside — over the ceiling; the surplus is what reads Set aside, per plan compliance.
• {held} of {allowed} · {beyond} not followed — specific to Live: strategies past the Live ceiling stay open and readable, they simply stop being followed, and they take no seat.

What does "Your subscription" show?

"Your subscription" states where your subscription stands in one dated sentence — for example Renews on {date}, followed by what will be charged and how many days are left — and carries the action that fits that state:

• Change plan opens the plan comparison, where you choose a plan and billing interval and when the change applies. A Free account, or one whose subscription has ended, sees Choose a plan instead.
• Cancel plan sits in the menu beside Change plan (More plan actions), and asks you to confirm before anything changes.
• Restore plan replaces them while a cancellation is scheduled, and Cancel scheduled change while a plan switch is queued.
• Update payment method replaces them when a renewal payment failed — see what happens if a payment fails.
• Retry appears when Fincanva could not reach billing; nothing on your account has changed.

When the state asks you to act — a failed payment, for instance — the sentence appears as a panel of its own rather than a plain row. Every sentence and every dialog is described in how to read your plan. A link elsewhere in the app that offers a plan change — a plan chip, a "switch to" button, a trial reminder — opens this page with Change plan already open. When you come back from Stripe Checkout, a message says how it went: Subscription active with "Payment was successful. Your new plan is now active.", or Checkout cancelled with "You can try again from Change plan, in Plan and usage."

What does "What each plan includes" show?

"What each plan includes" is collapsed at first: one row lists the groups — Build · Protect · Analyse · Project · Follow & support — with a Show button, and Hide folds it again. Opened, it shows what your plan gives you, and what each plan above yours adds, in two columns built from the same lines as the plan comparison on the public pricing page — one shared derivation, so the figures always match what each plan includes.

• What you have lists every line of the comparison that your plan includes, grouped under Build, Protect, Analyse, Project and Follow & support. Each line carries your plan's value: a number, "No limit", a year or "All history", or a tick where the line is simply included. This is where the limits inside a single strategy show — for example "Instruments per strategy", "Screeners per strategy", "Strategies in a Combined", "Leverage" and "Backtests start from". "Strategies in a Combined" counts the strategies a Combined holds in use; a switched-off one does not count.
• Still to unlock has one group for every plan above yours, cheapest first. Each group is headed by a button that names the plan — for example "Switch to Advanced" — that opens Change plan on this page, with a count of what it adds ("N more things"), and lists the lines that plan adds, each with the value it brings. On Ultimate there is nothing above to unlock, so this column does not appear and "What you have" stands alone, centred.

On Professional the section shows no columns, only "Your plan is not one of the plans on sale, so there is no comparison with the others here. The ceilings above are its own."

Does this page show my trial's limits?

Yes, the same way it shows any plan's: this page reads your account's live enforced capability level, and during a 30-day trial that level is the plan the trial is on — a trial has no limits of its own, so "What you're using" and "What each plan includes" show your plan's figures, from day 1. The plan pass names the trial: its caption reads On trial, its price Free, and Your subscription gives the trial's end date and what day 31 will do. See the 30-day trial for what the trial actually grants and what that sentence says.

Why do the pass and "What you're using" ever disagree?

In one case, and a trial is not it — during a trial the two agree, because the trial runs at the plan the pass names (the section above). The case that remains is a paying customer on Professional: the pass names your plan from Fincanva's own price catalogue, which has no entry for Professional, so a Professional subscriber sees a generic Custom label there, stands on no block of the ladder, and is offered no next step. "What you're using" reads your account's actual enforced capability level instead, so it still counts against Professional's own ceilings. "What each plan includes" draws no comparison for it, because Professional is not one of the plans on sale. See how to read your plan for what the subscription sentence shows and why.

Limits and edge cases

Backtests start from

Your plan's earliest backtest start year shows as the "Backtests start from" line in What you have, under What each plan includes — a year, or "All history" where the plan has no floor — and where a plan above yours reaches further back, its year shows under Still to unlock. Fincanva applies that floor: the starting-year calendar greys out every earlier year, a save that asks for one is refused with a message naming the plan that reaches it, and a strategy that already starts earlier — after a move to a plan with a later floor — is set aside rather than moved, with its settings still editable. The floor for each plan, and the three places it is applied, are on what each plan includes.