Glossario
Intermediate
ENIT

Regime timeline

UPDATED 2026-09-24

The regime timeline is the band under the growth chart on a strategy's Performance Metrics tab that shows, day by day, whether the strategy was running its normal Risk-On allocation or its defensive Risk-Off one. It lines up with the chart above it, so a Risk-Off stretch sits directly under the part of the curve it shaped, and beside each row it gives the share of time spent in each: "Risk-Off 18% · Risk-On 82%". It appears only on a strategy with an active risk condition — without one, a strategy is Risk-On from start to finish and there is nothing to show.

Also seen as: regime band, time in Risk-Off, Risk-On/Risk-Off timeline

How do I read the regime timeline?

Each row is one strip running along the same time axis as the growth chart above it.

  • Grey marks the days in Risk-On, solid dark grey the days in Risk-Off. The band uses neutral shades on purpose: green and red already mean gain and loss everywhere else in the app.
  • A small triangle marks a switch whose risk condition was set to rebalance immediately — see auto-rebalance on flip. A switch without one waits for the next scheduled rebalance.
  • Hovering a stretch names its regime and its first and last day, in the form "Risk-Off · … to …".
  • Beside the row, the time shares — "Risk-Off 18% · Risk-On 82%" — or, for an element that never switched, "always Risk-On".

What Risk-On and Risk-Off mean for the allocation is on Risk-On and Risk-Off.

Why does a Combined show more than one row?

Because on a Combined the rules can act at two levels, and each keeps its own timeline. The first row, labelled Combined, is the Combined's own rule — the one that watches the portfolio as a whole. Below it comes one row per strategy inside it, each following that strategy's own rule. A Combined whose own rule is off still shows its row, grey from end to end, so its strategies' rows can be read against it. A single strategy shows one row: its own.

How does Fincanva handle it?

  • The timeline appears on Performance Metrics, under the growth chart, whenever the strategy or any strategy inside a Combined has an active risk condition. The band has no plan of its own: it follows the risk conditions, and which plan includes those is stated on Risk-On and Risk-Off.
  • It follows the tab's Simulation settings. A rule that watches the strategy's own value can switch on different days when Costs & interests, Taxes or Reinvest profits change what that value was, so the band is redrawn for the figures the tab is showing.
  • It reads the switch dates the backtest itself recorded; it is not recomputed or estimated after the fact.
  • A simulation stored before the regime timeline existed shows no band until the backtest is run again.

What does it look like in practice?

A strategy with a trend-following risk condition is backtested over twenty years. Its timeline is grey for most of the period with three dark stretches: a long one through 2008, a short one in early 2020, and one across most of 2022; the row reads "Risk-Off 14% · Risk-On 86%". Two of the three switches into Risk-Off carry a triangle, so those rebalanced the same day; the third waited for the monthly rebalance. Laid under the growth chart, the 2008 stretch sits under the flatter part of the curve — the defensive allocation was in charge while the market fell.

Where this term is used

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Fincanva is for education and illustration only. It is not personalised financial advice, and past or simulated results do not predict future ones. Read the Terms Addendum

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